What basic insurance pays at the dentist
Compulsory basic insurance (KVG) usually does not cover dental treatments. There are exceptions only in narrowly defined cases — for example with certain serious illnesses or an accident, if insured accordingly. Normal check-ups, fillings, crowns or prophylaxis, on the other hand, are mostly self-paid.
Where supplementary insurance can help
A voluntary supplementary dental insurance can cover part of the costs depending on the policy. Often in focus are:
- Orthodontics for children & teenagers — many supplementary insurances contribute here (details in the article braces & health insurance)
- Proportional contributions to prophylaxis and dental treatments — depending on the chosen model
Purely aesthetic treatments such as <a href="/en/behandlungen/veneers">veneers</a>, <a href="/en/zahnbleaching">bleaching</a>, Botox or tooth jewellery are usually covered by neither basic nor supplementary insurance. Here it pays to look at transparent prices and instalments.
What you should look out for
- Waiting periods — many policies only pay in full after a certain time
- Annual coverage limits and percentage participation
- Health questions — existing problems are often excluded
Important: we are dentists, not insurance advisors — the exact coverage is best clarified directly with your insurer. But we will always tell you transparently what a treatment costs with us. Feel free to arrange a consultation at our practice at Löwenplatz in Zurich.
This article is for general information only and does not replace individual dental advice. Whether and which treatment is right for you is something we determine in a personal consultation based on your individual situation.
